JAN
29
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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release.
Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.
Independent Financial Advisers - IFAs Clevedon
Invest Southwest
8 Halswell Rd, Clevedon BS21 6LD, UK – 01275 400947
Invest South West Ltd
3 Stickland, Clevedon BS21 5EX, UK – 01275 873902
Chancery Financial Management
47 Old Park Rd, Clevedon BS21 7JW, UK – 01275 341229
Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Clevedon.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.
Crowd Funding and Business Loans
We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.
NatWest Bank
9 The Triangle, Clevedon BS21 6NE, UK – 0345 788 8444
Great staff. Friendly service
Great service.
Lloyds Bank
16 The Triangle, Clevedon BS21 6NG, UK – 0345 300 0000
My favourite branch. Emma Crestani was so helpful - always willing to help. Top marks.
Always banked here. Friendly staff always greet me by name.
Banks
Britannia
104 Strode Rd, Clevedon BS21 6QH, UK
Lloyds Bank
16 The Triangle, Clevedon BS21 6NG, UK – 0345 300 0000
My favourite branch. Emma Crestani was so helpful - always willing to help. Top marks.
Always banked here. Friendly staff always greet me by name.
Building Societies
We could not find any Building Societies around your location. Please click below to see full results from Google.
Mortgage Brokers
The Mortgage Centre
4b Kenn Rd, Clevedon BS21 6EL, UK – 01275 877997
The mortgage company were brilliant for me as a first-time buyer and Kris was incredibly generous with his time and knowledge during my appointment, making me feel reassured about the process and as if I was in safe hands. The best thing is, I now have an excellent mortgage deal sorted out, much cheaper than any quotes I'd obtained online before. Thanks guys!
Effortless remortgage! Massive thank you to Adam and his team for a Fantastic service. Highly recommended
Mortgage Brokers - Key Questions
How much do mortgage brokers charge?
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Clevedon.
Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.
How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around Clevedon that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.
Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Clevedon.
Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.
How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around Clevedon that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.
Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.
Mortgages
Barclays ATM
3 Tweed Road, Off Strode Road, Asda, Clevedon BS21 6RR, UK – 0345 734 5345
The Mortgage Centre
4b Kenn Rd, Clevedon BS21 6EL, UK – 01275 877997
The mortgage company were brilliant for me as a first-time buyer and Kris was incredibly generous with his time and knowledge during my appointment, making me feel reassured about the process and as if I was in safe hands. The best thing is, I now have an excellent mortgage deal sorted out, much cheaper than any quotes I'd obtained online before. Thanks guys!
Effortless remortgage! Massive thank you to Adam and his team for a Fantastic service. Highly recommended